🇳🇬 PCN Licensed: LAG20247B39C9 📍 17 Ademola Osinowo Street, Ikosi Ketu, Lagos 📞 +234 705 050 5001 ✉ care@hubpharmafrica.com ⚡ Same-Day Delivery in Lagos 🌍 Serving patients in 31 countries 💊 10,200+ Chronic Care Patients ✅ NAFDAC & HIPAA Compliant 🇳🇬 PCN Licensed: LAG20247B39C9 📍 17 Ademola Osinowo Street, Ikosi Ketu, Lagos 📞 +234 705 050 5001 ✉ care@hubpharmafrica.com ⚡ Same-Day Delivery in Lagos 🌍 Serving patients in 31 countries 💊 10,200+ Chronic Care Patients ✅ NAFDAC & HIPAA Compliant
Nigeria's Preferred HMO Pharmacy Partner

Cut Drug Costs.
Improve Enrollee Health.

HubPharm Africa is a PCN-licensed pharmacy and chronic care management platform that partners with Nigerian HMOs to reduce medication expenditure, eliminate fraud, and ensure every enrollee gets genuine medicines - on time, every time.

Trusted by AVON HMO, Advantage Health Africa HBM, NewCare & Others
42%
Adherence Improvement
400K+
Medicine Packs Sourced
95%+
Enrollee Satisfaction
HubPharm Africa team - HMO partnership discussion
4+ HMOs & HBMs
AVON, Advantage Health Africa & more
Lower Costs
Genuine medicines, best price
PCN Licensed · LAG20247B39C9
NAFDAC & HIPAA Compliant
Same-Day Lagos Delivery by 2PM
CAC Registered · RC 1812043
✓ Signed HMO & HBM Partnerships

Our HMO & Health Benefit Manager Partners

AVON HMO Advantage Health Africa HBM NewCare + Others
HubPharm Africa team reviewing healthcare costs and data
The HMO Challenge

Drug Access is Your Biggest Enrollee Complaint

Nigerian HMOs face a recurring cycle: enrollees can't access their medications, claims spike, satisfaction drops, and renewals suffer. HubPharm breaks that cycle.

1. High Drug Expenditure
Counterfeit and overpriced medicines inflate your claims budget without delivering real health outcomes for enrollees.
2. Poor Medication Adherence
Enrollees who can't refill on time miss doses, deteriorate faster, and generate higher hospitalisation and emergency claims.
3. Enrollee Frustration
Drug unavailability is the #1 complaint from health insurance enrollees in Nigeria - and the leading driver of policy non-renewal.
Simple Partnership

From Agreement to Enrollee Access in 3 Steps

No complex integration. No upfront costs. Just better outcomes for your enrollees from day one.

Step 1

Sign the Partnership Agreement

Fill the form below or call our team. Our HMO account manager will contact you within one business day to set up your tailored partnership agreement.

Step 2

Onboard Your Enrollees

We onboard your enrollees onto our SWIFTRx platform seamlessly. No app download required - everything works on WhatsApp through Afiya AI.

Step 3

Monitor Outcomes & Reports

Receive monthly adherence reports, refill rates, and cost-saving summaries. Your dedicated account manager is available 24/7 for any queries.

Why HMOs Choose HubPharm

Everything Your Enrollees Need.
Nothing Extra for Your Team.

HubPharm handles the full medication journey - sourcing, delivery, counselling, and follow-up - so your team can focus on what matters.

HubPharm Africa genuine verified medicines

100% Genuine, Verified Medicines

Every medicine is sourced through verified channels and checked for authenticity. No counterfeits, no expired stock - protecting your enrollees and your reputation.

HubPharm Africa nationwide medicine delivery logistics

Prompt Nationwide Delivery

Fast delivery across all 36 states. Your enrollees get genuine medicines delivered to their door - no pharmacy queues, no missed doses, no disruption to treatment.

HubPharm Africa pharmacist counselling enrollees

24/7 Pharmacist Support

Licensed pharmacists available around the clock via WhatsApp to counsel your enrollees on their medications - reducing unnecessary clinical calls and improving compliance.

HubPharm Africa medication adherence monitoring

42% Better Adherence = Fewer Claims

Our documented 42% adherence improvement means fewer hospitalisations, fewer emergency visits, and fewer catastrophic claims - directly reducing your loss ratio.

HubPharm Africa team reviewing cost savings

Reduced Drug Expenditure

We source medicines at competitive prices through verified international and domestic channels. Your enrollees get genuine medicines at market or below-market prices - reducing your overall drug spend.

HubPharm Africa dedicated HMO account manager

Dedicated HMO Account Manager

Every HMO partner gets a named account manager available 24/7. Monthly reporting, prior authorisation coordination, and real-time refill tracking - all included at zero cost.

Free Tool for HMOs & Payers

See Your Potential Savings in 60 Seconds

Enter your chronic-condition enrollee numbers and your average annual claims cost, and our HMO ROI Calculator instantly estimates the portion of your spend linked to poor medication adherence - built on published health-economics research, not guesswork.

✓ See your total current annual chronic-care claims
✓ See the estimated cost linked to avoidable non-adherence (10-20% of spend, per published research)
✓ Benchmark against HubPharm's own 42% adherence rate vs. the 12% national average
🧮 Open the ROI Calculator
Example Estimate
1,000 chronic-condition enrollees NGN 180M / yr
NGN 18M - 36M

Estimated annual cost linked to poor medication adherence - avoidable hospitalisations, ER visits, and disease progression.

42%
HubPharm adherence rate
95%+
Enrollee satisfaction

Illustrative example - your numbers will differ. Enter your own figures on the calculator page.

Impact & Outcomes

Numbers That Matter to Your Bottom Line

HubPharm's results speak for themselves - in adherence rates, satisfied enrollees, and reduced claim burdens for our HMO partners.

42%
Improvement in patient medication adherence
95%+
Enrollee satisfaction rate with HubPharm service
400K+
Medicine packs successfully sourced and delivered
180K+
Lives impacted across Africa
35
Countries served by our pharmacy network
24/7
Pharmacist and account manager availability
HubPharm Africa team reviewing health outcomes data
Powered by Afiya AI

Your Enrollees Get a Health Companion. You Get Peace of Mind.

Afiya is HubPharm's AI health companion - available on WhatsApp 24/7 in 50+ languages. It keeps your enrollees on their medications without adding work to your team.

Automated Refill Reminders
Afiya predicts when enrollees are running low on medication and sends personalised reminders - before they miss a dose.
Multilingual Patient Education
Afiya answers health questions in Yoruba, Igbo, Hausa, Pidgin and 46 other languages - reducing calls to your team.
Adherence Reports for HMOs
Monthly reports showing which enrollees are on track, refill rates by condition, and flagged adherence gaps requiring clinical follow-up.
No App Download Required
All Afiya features work directly on WhatsApp - no app installation, no passwords, no friction for your enrollees.
Afiya AI predicts enrollee refill cycles for HMOs
Partner Stories

What Our Partners Say

★★★★★

"HubPharm has been a trusted partner in sourcing specialty medications for our hospital and patients with complex conditions. Reliable, professional, and genuinely committed to patient outcomes."

American Hospital Gbagada
The American Hospital Gbagada
Hospital Partner, Lagos
★★★★★

"Our enrollees used to call us daily about medicine unavailability. Since partnering with HubPharm, those complaints have dropped significantly. The same-day delivery in Lagos is a game-changer for enrollee satisfaction."

🏢
Corporate HMO Partner
Lagos-based HMO, 3,000+ enrollees
★★★★★

"The adherence reports HubPharm provides are invaluable for our clinical oversight. We can now see which enrollees are at risk of lapsing and intervene before they become emergency cases."

👨🏾‍⚕️
Dr. Seun Adeyemi
Medical Director, Partner HMO
Get Started

Partner with HubPharm.
Improve Enrollee Outcomes Today.

Fill in your details and our HMO account manager will contact you within one business day with a tailored proposal.

📞
HMO Partnership Line+234 705 050 5001
✉️
Emailcare@hubpharmafrica.com
💬
WhatsApp+234 705 050 5001
⏰
Response within 1 business day

Get a Customised Quote

Tell us about your HMO and we'll prepare a tailored partnership proposal for your enrollee base.

No commitment required. Our team will reach out within 1 business day.

FAQs

Questions HMOs Ask Before Partnering

Common questions from health management organisations before beginning their HubPharm partnership.

📞 Speak with Our Team
💬 WhatsApp Us

Yes. There are no setup fees, subscription charges, or service fees for HMO partners. Your enrollees pay only for their medications - at market or below-market prices. HubPharm earns through the pharmacy dispensing margin, not from your organisation.

We source medicines through verified international and domestic supply chains at competitive prices. We eliminate counterfeit exposure (which inflates costs without health value), reduce hospitalisation claims through better adherence, and provide transparent pricing. Our clients typically see a reduction in emergency claims within 3-6 months.

Onboarding is seamless and requires no app download from your enrollees. They simply start a WhatsApp conversation with Afiya AI or our pharmacist line. We can also conduct group onboarding sessions at your office. The process takes under 5 minutes per enrollee.

Yes. HubPharm coordinates prior authorisation, benefits verification, and claims coordination on your behalf. We hold signed partnership agreements with AVON HMO, Advantage Health Africa HBM, NewCare, and several other HMOs and Health Benefit Managers across Nigeria, with more in the pipeline. Your team receives zero administrative burden from the pharmacy side.

Monthly reports include: enrollee refill rates by condition, adherence scores, flagged non-adherent enrollees, delivery success rates, and cost summaries. Your account manager can provide ad hoc reports at any time.

Yes. HubPharm specialises in specialty and chronic condition medications - oncology, diabetes, cardiology, fertility, HIV/PrEP, rheumatology, and rare diseases. These are precisely the high-cost, high-impact categories where HMOs face the greatest pressure, and where HubPharm delivers the greatest value.

Partner with HubPharm

Healthier Enrollees. Lower Claims. Happier Clients.

Join Nigeria's growing network of HMOs and corporate health partners who trust HubPharm Africa to deliver better medication outcomes.

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